How does the data get stolen from my computer?

~~ TWO Nice articles over at CNET today.
One for those of you
who want to understand how online rip-offs happen.
( Beside the crazy over-charges from our ISPs
for hi-speed bandwidth we never really get.)

And another for those of you who still use P2P file share programs.
Which I really do not any more. Simply too many virus bugs in cyberspace, and too much data on my computer that I value.

http://m.news.com/2166-12_3-10233216-83.html

FAQ: Demystifying ID fraud

http://m.news.com/2166-12_3-10233216-83.html
How does the data get stolen from my computer?
There are many ways sensitive data can be pried out of computer users. In a typical social-engineering phishing attack, a consumer opens an e-mail that looks like it was sent by the consumer's bank, Amazon, PayPal, or some other trusted source. With a bogus excuse, such as suggesting there was a security incident and the user needs to verify his or her account details, the e-mail will prompt the recipient to provide username and password via a link to a Web site that looks legitimate but isn't. The consumer enters the information and continues on, not knowing that the data is now being sent to criminals.
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http://m.news.com/2166-12_3-10233419-38.html

P2P bill could regulate Web browsers, FTP clients

http://m.news.com/2166-12_3-10233419-38.html

May 5, 2009 4:30 AM PDT

Posted by Declan McCullagh

news analysis The U.S. House of Representatives has scheduled a hearing Tuesday to examine a bill that would force peer-to-peer applications to provide specific notice to consumers that their files might be shared.